​​​Monthly Savings Option

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At Capricorn Asset Management, ​we want to make it easy for you to invest.
So how do we make it easy? We are easily accessible thus you can:

  • easily open a Unit Trust account online
  • view and transact on your investment portfolio using the Capricorn investment platform
  • view and transact on your investment portfolio using the Bank Windhoek Mobile App and Bank Windhoek Internet Banking
  • Visit your nearest Bank Windhoek Branch for any query or assistance
  • Contact us, or visit our Offices for any queries or assistance.

  • All all our Capricorn Unit Trusts also accommodate a monthly savings option. Once you open your account with a lump sum of N$ 75​ 000, you have to option to set up a monthly debit order to ensure you save monthly. You can also increase this fixed amount at any time at no extra cost.

    Capricorn Unit Trusts

    For an easy, safe and secure investment, the Capricorn Investment Fund is the perfect solution. This fund allows you to earn a high money-market return on a monthly basis. The return and income is not fixed, but never the less stable with no volatility. 

    To make investing in all asset classes even more accessible, we have created the Capricorn Managed Funds Series that not only consists of well-diversified portfolios but also has our expert investment managers actively managing it on your behalf. This involves a process where our investment managers’ take advantage of changing market conditions on an ongoing basis for the benefit of every investor. The rationale behind an active management approach is primarily to maximise returns, while minimising volatility, in an effort to achieve capital protection over the longer term. This approach provides peace of mind for you, with complete reassurance that someone reputable is keeping an eye on your portfolio. The Capricorn Managed Funds Series, formerly Bank Windhoek Managed Funds Series, consist of three different funds each with their own risk profile and returns specific to your investment goal.

    The Capricorn Stable Fund (formerly Bank Windhoek Stable Fund), is a diversified portfolio with a very cautious risk profile. The target return for this fund, after fees, is Namibian inflation plus 2% over any two-year rolling period, whilst aiming for capital preservation over any one-year rolling period. The fund may experience some short-term volatility and returns may remain flat within a 1-year period. This fund complies with Regulation 28 of the Pension Fund Act.

    The Capricorn Premier Fund (formerly Bank Windhoek Premier Fund), is a diversified portfolio with a low to medium risk profile. The target return of the fund, after fees, is to provide growth of inflation plus 4% over the medium term. The fund may experience short-term volatility. The fund complies with Regulation 28 of the Pension Fund Act.

    The Capricorn Managed Fund (formerly Bank Windhoek Managed Fund), is a diversified portfolio with a medium to high-risk profile. The target return of the fund, after fees, is to provide growth of inflation plus 6% over the longer term. The fund may experience a high level of short-term volatility. The fund complies with Regulation 28 of the Pension Fund Act.

    The typical investor in our Capricorn Managed Funds Series are medium to long term investors who seek a cost-effective and convenient way to obtain exposure to a well-diversified, actively man​aged investment portfolio geared towards beating inflation over the medium to longer term. When choosing between the three managed funds within the Capricorn Managed Funds Series, the following may also provide some assistance:

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    Capricorn Stable Fund

    Capricorn Premier Fund

    Capricorn Managed Fund

    Market volatility

    The investor is willing to be exposed to a low level of market volatility.

    The investor is willing to be exposed to a medium level of market volatility.

    The investor is willing to be exposed to a medium to high level of market volatility.

    Expected return

    The investor hopes to achieve a return of inflation plus 2% over the short to medium term.

    The investor hopes to achieve a return of inflation plus 4% over the medium to longer term.

    The investor hopes to achieve a return of inflation plus 6% or more over the longer term.

    Investment time horizon

    The investor has a typical investment time horizon of 1 year and longer.

    The investor has a typical investment time horizon of 3 years and longer.

    The investor has a typical investment time horizon on 5 years and longer.